THE SCOPE OF WHAT WE DO
We are able to engage with families in a variety of ways. The most prevalent way is for a family to hire us as their financial advisor. For this comprehensive and ongoing service there is a flat cost, incurred quarterly.
Sometimes, though, a family already has a long-standing advisory relationship and just wants a qualified second opinion for peace of mind that they are on the right track. We are able to provide this second opinion in several key areas:
- Financial Planning
- Analysis of Current Investment Costs
- Analysis of Current Asset Allocation
- Investment Consulting on Current Portfolio
- Transition Readiness Analysis (this is done in collaboration with the family's attorney and CPA)
Additionally, we are able to build out, and provide ongoing maintenance to, a secure cloud-based portal for a family's most important documents. The ability to access documents from anywhere in the world while maintaining safety-deposit-box-like security is a must for today's global family.
Costs of engagement for the above services vary. Please contact us for a complete list.
We Are Able to Assist in the Following Areas:

Financial Planning - It All Begins Here
- Initial Comprehensive Financial Plan
- Continuous Updating of the Plan
- Ongoing Advice and Guidance
- Income Tax Planning (in collaboration with your CPA)
- Estate Transfer Planning (in collaboration with your attorney)
- Discussion on the Do's and Don'ts of Trusts
- Philanthropic Development and Implementation
- Asset Protection & Bloodline Protection Planning for Parents and Children
- Discussion on the merits and drawbacks of Family Limited Partnerships
- Family Governance Development
- Non-Liquid Asset Management Guidance
- Real Property, etc.
- Long-Term Care Planning
For a non-exhaustive list of planning items to consider, please click here Planning Issues Beyond the Estate Tax

Investments - A Non-Exhaustive List
- Certificates of Deposit (CDs)
- Bonds (Treasury, Corporate, Municipal)
- Common Stock (Both US and International)
- Preferred Stock
- ETFs and Mutual Funds
- Investment Structure Discussion (active/passive)
- Traditional and ROTH IRAs
- SEP and SIMPLE IRAs
- Separately Managed Accounts
- Investment Manager Search & Selection
- Investment Manager Evaluation & Measurement
- Variable Annuities
- 529 Plans
- Options (covered call writing, hedging, etc.)
Includes ongoing oversight and evaluation of investments and investment managers. Tactical adjustment and re-balancing of asset allocation is also included.

Family Dynamics and Meetings
- Family Meetings - Where the Business of Family Happens
- Communicating the Plan with the Family
- Preparing Heirs to Lead
- Empowering Mom
- Communicating the Plan with the Family
- Family Governance Planning
- Family Wealth Education

Insurance - Sometimes It Actually Is Necessary
- Life Insurance
- To Provide a Death Benefit for Survivors
- For a Company to use in a Buy-Sell Arrangement
- For a Family to Use in Estate Planning
- For Retirement Income
- Long-Term-Care Insurance
- Monthly premium policies
- One-time pay, refundable premium policies
For our thoughts on security and privacy issues please click here Security and Privacy.